The Home Buying Process

PRE-APPROVAL

- Meet with a lender 

- Address any credit issues

- Determine the right loan product

- Obtain a pre-approval letter

HOME SEARCH

- Discuss needs/wants with your realtor

- Begin online home search

- Schedule showings with your realtor

- Tour homes

- Take notes on each home for needs/wants

OFFER & NEGOTIATIONS

- The realtor will help research comparable

- Submit a strong offer

- Negotiate terms of the contract

ESCROW

- Deposit escrow money (ensure the deposit is traceable - review with lender if needed)

- Complete the loan process within contract timeline

INSPECTIONS

- Inspection ordered & paid for by the buyer

- Review the inspection report & determine

   if repairs need to be negotiated

- Address title work

FINANCING

- An appraisal will be ordered if

   you intend to obtain a mortgage

- Obtain homeowners insurance

- Receive clear to close

PRE-CLOSING & CLOSING

- Perform a final walkthrough

- Ensure all repairs are made

- Sign closing documents

- Receive your keys and celebrate