The Home Buying Process

- Meet with a lender

- Address any credit issues

- Determine the right loan product

- Obtain a pre-approval letter

- Discuss needs/wants with your realtor

- Begin online home search

- Schedule showings with your realtor

- Tour homes

- Take notes on each home for needs/wants

- The realtor will help research comparable

- Submit a strong offer

- Negotiate terms of the contract

- Deposit escrow money (ensure the deposit is traceable - review with lender if needed)

- Complete the loan process within contract timeline

- Inspection ordered & paid for by the buyer

- Review the inspection report & determine

if repairs need to be negotiated

- Address title work

- An appraisal will be ordered if

you intend to obtain a mortgage

- Obtain homeowners insurance

- Receive clear to close

- Perform a final walkthrough

- Ensure all repairs are made

- Sign closing documents

- Receive your keys and celebrate